A-B Tech Insurance Requirements for Third Parties


Minimum Recommended Limits

Third-Party Facilities Users (Those renting or using Campus Facilities)
General Liability (CGL)
— or —
Special Events Liability
$1 Mil Occurrence /
$2 Mil Aggregate
  • Institution endorsed as additional insured
  • If alcohol is served: Host Liquor Liability
  • If sports /physical activity involved:
    • $2 Mil / $3 Mil Aggregate*
    • No Athletics Exclusion

*If special events policy: $2 Mil/$2 Mil Aggregate.

Accident Medical$25,000 per accident when available
— else —
$10,000 per accident minimum
  • Only if sports /physical activity involved
  • Can be waived if third‐party can evidence a hard medical insurance waiver for each participant
Sexual Misconduct/Abuse Liability$ 1 Mil Occurrence /
$ 2 Mil Aggregate
When a group includes minors (can be included in CGL)
Liquor Liability$2 Mil OccurrenceIf alcohol is sold: Institution endorsed as additional insured
Auto Liability$1 Mil Occurrence /
Combined Single Limit
“Any autos” including owned, leased, non‐owned, and hired vehicles
Workers CompensationStatutory Benefits
$1 Mil Employers Liability
  • Any groups w/EE’s on site
  • As required by applicable state law
Medical Professional Liability$2 Mil Occurrence /
$2 Mil Aggregate
  • When a third-party provides Athletic Trainers
  • Institution endorsed as additional insured

 

Any damages incurred due to the use or misuse of A-B Tech property by any group will be the responsibility of that group. This includes paying for the cost of repairs or replacements deemed necessary by the College. As a condition of use, the user organization generally will be required to provide satisfactory assurance of financial responsibility to the College. A Certificate of Liability Insurance naming Asheville-Buncombe Technical Community College, 340 Victoria Road, Asheville, NC 28801 as additional insured is required for all nonaffiliated groups renting facilities on its campuses. A quote for adequate insurance with the option to purchase the policy may be obtained at Special Event Insurance - Liability Cancellation & More and at other similar sites.

For additional information, please contact Edie Weichert at (828) 398-7901 or edieeweichert@abtech.edu.